:root {
  --cream: #fffdf9;
  --cream-deep: #f7f3ea;
  --navy: #10264b;
  --text: #273750;
  --blue: #2357d9;
  --blue-soft: #e9efff;
  --coral: #f4684d;
  --green: #3e9a78;
  --line: #deddd8;
  --white: #fff;
  --shell: 1180px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 96px; }
body { margin: 0; overflow-x: hidden; color: var(--text); background: var(--cream); font: 16px/1.5 Arial, Helvetica, sans-serif; }
a { color: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
button { font: inherit; }
.shell { width: min(var(--shell), calc(100% - 40px)); margin-inline: auto; }
.skip-link { position: fixed; z-index: 100; top: 8px; left: 8px; padding: 12px 16px; color: #fff; background: var(--navy); border-radius: 8px; transform: translateY(-160%); }
.skip-link:focus { transform: translateY(0); }
:focus-visible { outline: 3px solid #ff9d43; outline-offset: 4px; }
.external-text-link { color: inherit; text-decoration: underline; text-decoration-thickness: 1px; text-underline-offset: 2px; }

.site-header { position: sticky; z-index: 20; top: 0; height: 83px; background: rgba(255,253,249,.9); border-bottom: 1px solid rgba(16,38,75,.1); backdrop-filter: blur(14px); }
.header-inner { height: 100%; display: flex; align-items: center; justify-content: space-between; }
.header-logo, .footer-logo { display: inline-flex; flex: 0 1 auto; align-items: center; min-height: 44px; max-width: 100%; }
.header-logo img { display: block; width: 176px; height: auto; max-width: 100%; }
.footer-logo img { display: block; width: 150px; height: auto; max-width: 100%; }
.main-navigation { display: flex; align-items: center; gap: 34px; font-size: 14px; font-weight: 700; }
.main-navigation > a { padding-block: 12px; text-decoration: none; }
.main-navigation > a:not(.nav-cta):hover { color: var(--blue); }
.nav-cta { min-height: 47px; display: inline-flex; align-items: center; gap: 14px; padding: 11px 18px !important; color: var(--blue); border: 1px solid var(--blue); border-radius: 12px; }
.menu-button { display: none; width: 44px; height: 44px; padding: 9px; color: var(--navy); background: transparent; border: 0; }
.menu-button span { display: block; width: 21px; height: 2px; margin: 5px auto; background: currentColor; transition: transform .2s, opacity .2s; }

.hero { min-height: 680px; display: grid; grid-template-columns: .96fr 1fr; align-items: center; gap: 58px; padding-block: 68px 74px; }
.eyebrow { width: max-content; max-width: 100%; display: flex; align-items: center; gap: 7px; margin: 0; padding: 9px 12px; color: var(--blue); background: var(--blue-soft); border-radius: 99px; font-size: 11px; font-weight: 800; letter-spacing: .15em; line-height: 1.5; text-transform: uppercase; }
.eyebrow svg { width: 15px; height: 15px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
h1, h2 { margin: 0; color: var(--navy); font-family: Georgia, "Times New Roman", serif; }
h1 { margin-block: 22px 24px; font-size: clamp(64px, 5.6vw, 81px); line-height: .98; letter-spacing: -.045em; }
h1 span { color: var(--coral); }
.hero-intro { max-width: 560px; margin: 0; font-size: 19px; line-height: 1.7; }
.offer-note { display: flex; flex-wrap: wrap; gap: 7px 12px; align-items: baseline; margin-top: 15px; font-size: 14px; }
.offer-note strong { color: var(--navy); }
.offer-note span { color: #657187; }
.hero-actions { display: flex; align-items: center; gap: 25px; margin-top: 27px; }
.primary-button, .secondary-button { min-height: 58px; display: inline-flex; align-items: center; justify-content: center; gap: 16px; padding: 16px 22px; border-radius: 12px; font-weight: 750; text-decoration: none; }
.primary-button svg, .secondary-button svg, .nav-cta svg { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.primary-button { color: #fff; background: var(--blue); box-shadow: 0 13px 32px rgba(35,87,217,.23); }
.primary-button:hover { background: #1949c4; }
.text-link { padding: 9px 0 5px; color: var(--navy); border-bottom: 1px solid currentColor; font-size: 14px; font-weight: 700; text-decoration: none; }
.hero-features { display: flex; gap: 18px; margin: 30px 0 0; padding: 0; color: #59677b; font-size: 11px; font-weight: 600; line-height: 1.25; list-style: none; }
.hero-features li { display: flex; align-items: center; gap: 7px; white-space: nowrap; }
.hero-features svg { flex: 0 0 17px; width: 17px; height: 17px; fill: none; stroke: var(--green); stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }

.hero-visual { position: relative; min-width: 0; height: 480px; display: grid; place-items: center; padding-top: 26px; }
.visual-blob { position: absolute; width: 98%; height: 92%; background: radial-gradient(circle at 35% 30%, #f0effc, #f7eade 68%, transparent 69%); border-radius: 49% 51% 45% 55%; filter: blur(.2px); }
.visual-orbit { position: absolute; width: 101%; height: 78%; border: 2px dashed; border-radius: 50%; opacity: .5; transform: rotate(8deg); }
.orbit-blue { border-color: var(--blue); transform: rotate(-19deg); }
.orbit-coral { border-color: var(--coral); transform: rotate(19deg); }
.analysis-card { position: relative; z-index: 2; width: 86%; padding: 20px 22px; background: rgba(255,255,255,.97); border: 1px solid #dddfe4; border-radius: 20px; box-shadow: 0 20px 48px rgba(16,38,75,.12); transform: translateY(12px); }
.card-top { display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 12px; padding-bottom: 18px; }
.card-top small, .saving span { display: block; color: #68758a; font-size: 10px; }
.card-top div > strong { display: block; color: var(--green); font-size: 19px; }
.status-check { width: 42px; height: 42px; display: grid; place-items: center; color: white; background: var(--green); border-radius: 50%; }
.status-check svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.saving { min-width: 85px; padding: 10px 12px; text-align: center; background: #edf9f4; border-radius: 13px; }
.saving strong { color: var(--navy) !important; font-size: 20px !important; }
.cost-comparison { padding-block: 16px; border-block: 1px solid #e4e5e6; }
.comparison-title { display: flex; justify-content: space-between; margin-bottom: 13px; color: var(--navy); font-size: 13px; }
.comparison-title small { color: #68758a; font-size: 9px; font-weight: 400; }
.bar-row { display: grid; grid-template-columns: 75px 1fr 58px; align-items: center; gap: 10px; margin: 12px 0; font-size: 10px; }
.bar-row i { height: 13px; overflow: hidden; background: #f0f1f3; border-radius: 4px; }
.bar-row b { display: block; height: 100%; background: var(--navy); border-radius: inherit; }
.bar-row b.green { background: var(--green); }
.bar-row > strong { color: var(--navy); text-align: right; }
.metrics { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; padding-top: 16px; }
.metrics div { position: relative; padding-left: 24px; }
.metrics div > svg { position: absolute; left: 0; top: 1px; width: 18px; height: 18px; fill: none; stroke: var(--green); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.metrics small, .metrics strong { display: block; font-size: 9px; }
.metrics small { color: #68758a; }
.metrics strong { color: var(--navy); }
.risk-card { position: absolute; z-index: 3; right: 0; bottom: 22px; display: grid; grid-template-columns: auto 1fr; gap: 0 9px; min-width: 166px; padding: 13px 15px; background: white; border-radius: 13px; box-shadow: 0 15px 32px rgba(16,38,75,.15); }
.risk-card > svg { grid-row: 1 / 3; align-self: center; width: 22px; height: 22px; fill: none; stroke: var(--green); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.risk-card small { color: #68758a; font-size: 9px; }
.risk-card strong { color: var(--navy); font-size: 11px; }

.proof-strip { background: var(--cream-deep); border-block: 1px solid #e5e0d7; }
.proof-inner { min-height: 108px; display: flex; align-items: center; justify-content: space-between; gap: 40px; }
.proof-inner > p { margin: 0; color: var(--navy); font: 22px/1.3 Georgia, "Times New Roman", serif; }
.proof-inner ul { flex: 1; display: flex; justify-content: flex-end; gap: clamp(25px, 4vw, 52px); margin: 0; padding: 0; list-style: none; }
.proof-inner li { display: flex; align-items: center; gap: 10px; color: #56647a; font-size: 12px; font-weight: 700; }
.proof-inner li svg { flex: 0 0 20px; width: 20px; height: 20px; fill: none; stroke: var(--green); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

.section { padding-block: 115px; }
.section-heading { max-width: 800px; margin: 0 auto 58px; }
.centered { text-align: center; }
.section-label { margin: 0 0 13px; color: var(--blue); font-size: 12px; font-weight: 800; letter-spacing: .18em; text-transform: uppercase; }
h2 { font-size: clamp(42px, 4vw, 55px); font-weight: 400; line-height: 1.08; letter-spacing: -.025em; }
.section-heading > p:last-child, .faq-intro > p:last-child, .benefits-copy > p { color: #667287; font-size: 17px; }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.step-card { position: relative; min-height: 220px; padding: 28px 30px; overflow: hidden; background: rgba(255,255,255,.55); border: 1px solid var(--line); border-radius: 18px; }
.step-icon { width: 48px; height: 48px; display: grid; place-items: center; border-radius: 12px; }
.step-icon svg { width: 24px; height: 24px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.step-icon.blue { color: var(--blue); background: var(--blue-soft); }
.step-icon.coral { color: var(--coral); background: #fff0ec; }
.step-icon.green { color: var(--green); background: #eaf7f1; }
.step-number { position: absolute; top: 29px; right: 27px; color: #e1e4e9; font-size: 27px; font-weight: 800; }
h3 { margin: 22px 0 9px; color: var(--navy); font-size: 18px; font-weight: 400; }
.step-card p, .benefit-card p { margin: 0; color: #667287; font-size: 14px; line-height: 1.7; }

.comparison-section { padding: 0 0 115px; }
.comparison-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px; }
.comparison-card { min-width: 0; padding: 30px; background: rgba(255,255,255,.7); border: 1px solid var(--line); border-radius: 20px; }
.comparison-card.is-premium { background: #f6f8ff; border-color: rgba(35,87,217,.42); box-shadow: 0 16px 38px rgba(16,38,75,.07); }
.comparison-card-header { display: flex; align-items: flex-start; justify-content: space-between; gap: 24px; padding-bottom: 22px; border-bottom: 1px solid rgba(16,38,75,.1); }
.comparison-card-label { margin: 0 0 5px; color: var(--blue); font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.comparison-card h3 { margin: 0; font-size: 23px; }
.comparison-price-block { flex: 0 0 auto; text-align: right; }
.comparison-price { display: block; color: var(--navy); font-size: 20px; line-height: 1.25; white-space: nowrap; }
.comparison-price-block span { display: block; margin-top: 3px; color: #68758a; font-size: 12px; font-weight: 700; }
.comparison-card ul { display: grid; gap: 12px; margin: 22px 0 0; padding: 0; list-style: none; }
.comparison-card li { position: relative; padding-left: 26px; color: #536177; font-size: 14px; line-height: 1.5; }
.comparison-card li::before { content: "✓"; position: absolute; left: 0; top: 0; color: var(--green); font-weight: 800; }
.comparison-action { max-width: 820px; display: flex; flex-direction: column; align-items: center; gap: 20px; margin: 30px auto 0; text-align: center; }
.comparison-action p { margin: 0; color: #5d6b80; font-size: 14px; line-height: 1.7; }

.benefits-section { padding-block: 96px; background: var(--cream-deep); }
.benefits-grid { display: grid; grid-template-columns: .82fr 1.18fr; gap: 100px; align-items: center; }
.benefits-copy h2 { max-width: 470px; margin-bottom: 18px; font-size: 50px; line-height: 1.07; }
.benefits-copy > p { line-height: 1.7; }
.secondary-button { margin-top: 17px; color: var(--blue); border: 1px solid var(--blue); }
.secondary-button:hover { color: #fff; background: var(--blue); }
.benefit-cards { display: grid; grid-template-columns: repeat(2, 1fr); gap: 17px; }
.benefit-card { min-height: 158px; padding: 21px 22px; background: rgba(255,255,255,.65); border: 1px solid #e2ded5; border-radius: 18px; }
.benefit-card > span { width: 43px; height: 43px; display: grid; place-items: center; border-radius: 11px; }
.benefit-card > span svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.benefit-card.blue > span { color: var(--blue); background: var(--blue-soft); }
.benefit-card.coral > span { color: var(--coral); background: #fff0ec; }
.benefit-card.green > span { color: var(--green); background: #eaf7f1; }
.benefit-card.amber > span { color: #c9781a; background: #fff3df; }
.benefit-card h3 { margin: 10px 0 6px; }

.faq-section { padding-block: 114px; }
.faq-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: 70px; }
.faq-intro h2 { margin-bottom: 20px; }
.faq-group { border-top: 1px solid var(--line); }
.faq-group + .faq-group { margin-top: 30px; }
.faq-group-title { margin: 0; padding: 18px 4px 9px; color: var(--blue); font-size: 12px; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item h3, .faq-item h4 { margin: 0; }
.faq-item button { width: 100%; min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 18px; padding: 18px 4px; color: var(--navy); text-align: left; background: transparent; border: 0; cursor: pointer; font-size: 17px; }
.faq-item button span { position: relative; flex: 0 0 18px; width: 18px; height: 18px; }
.faq-item button span::before, .faq-item button span::after { content: ""; position: absolute; top: 8px; left: 2px; width: 14px; height: 2px; background: var(--blue); transition: transform .2s; }
.faq-item button span::after { transform: rotate(90deg); }
.faq-item button[aria-expanded="true"] span::after { transform: rotate(0); }
.faq-item [role="region"] { padding: 0 45px 20px 4px; }
.faq-item [role="region"] p { margin: 0; color: #617086; font-size: 14px; line-height: 1.65; }

.final-cta { min-height: 296px; display: flex; align-items: center; justify-content: space-between; gap: 50px; margin-bottom: 90px; padding: 55px 64px; color: white; background: var(--navy); border-radius: 28px; box-shadow: 0 24px 70px rgba(16,38,75,.12); }
.final-cta > div { max-width: 690px; }
.final-cta h2 { color: white; font-size: 50px; }
.final-cta p:last-child { margin-bottom: 0; color: #d6ddea; }
.section-label.light { color: #aebfff; }
.coral-button { flex: 0 0 auto; background: var(--coral); box-shadow: 0 12px 30px rgba(244,104,77,.25); }
.coral-button:hover { background: #db563e; }

.site-footer { border-top: 1px solid rgba(16,38,75,.1); }
.footer-inner { min-height: 109px; display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.footer-brand { display: flex; align-items: center; gap: 28px; }
.footer-brand p { margin: 0; color: #68758a; font-size: 12px; }
.site-footer nav { display: flex; gap: 26px; font-size: 12px; }
.site-footer nav a { text-decoration: none; }
.site-footer nav a:hover { color: var(--blue); text-decoration: underline; }
.site-footer nav .withdrawal-link {
  padding: 5px 9px;
  color: var(--blue);
  border: 1px solid currentColor;
  border-radius: 8px;
}

/* Wiederverwendbare Gestaltung für statische Informationsseiten */
.info-main { padding-block: 78px 110px; }
.info-hero { max-width: 820px; margin-bottom: 54px; }
.info-hero h1 { margin: 14px 0 20px; font-size: clamp(52px, 6vw, 76px); }
.info-hero > p:last-child { max-width: 700px; margin: 0; color: #657187; font-size: 18px; line-height: 1.7; }
.info-layout { display: grid; grid-template-columns: minmax(0, 780px) minmax(220px, 1fr); gap: 84px; align-items: start; }
.info-content { min-width: 0; }
.info-content section { padding-block: 32px; border-top: 1px solid var(--line); }
.info-content section:first-child { padding-top: 0; border-top: 0; }
.info-content h2 { margin-bottom: 18px; font: 400 34px/1.18 Georgia, "Times New Roman", serif; }
.info-content h3 { margin: 24px 0 10px; font-size: 18px; font-weight: 700; }
.info-content p, .info-content li, .info-address { color: #536177; line-height: 1.75; }
.info-content p { margin: 0 0 14px; }
.info-content ul, .info-content ol { margin: 12px 0 18px; padding-left: 22px; }
.info-content li + li { margin-top: 7px; }
.info-content a, .info-aside a { color: var(--blue); text-underline-offset: 3px; }
.info-address { margin: 0; font-style: normal; }
.info-address strong { color: var(--navy); }
.info-note { padding: 20px 22px; background: var(--blue-soft); border-left: 4px solid var(--blue); border-radius: 0 12px 12px 0; }
.info-note p:last-child { margin-bottom: 0; }
.info-aside { position: sticky; top: 112px; padding: 24px; background: var(--cream-deep); border: 1px solid #e6e0d6; border-radius: 18px; }
.info-aside h2 { margin-bottom: 13px; font: 400 23px/1.25 Georgia, "Times New Roman", serif; }
.info-aside ul { margin: 0; padding: 0; list-style: none; }
.info-aside li + li { margin-top: 8px; }
.info-aside a { display: block; padding-block: 6px; }
.info-meta { color: #6b778a; font-size: 13px; }
.contact-cards { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }
.contact-card { min-width: 0; padding: 25px; overflow-wrap: anywhere; background: #fff; border: 1px solid var(--line); border-radius: 16px; }
.contact-card h2 { font-size: 25px; }
.withdrawal-form { padding: 24px; white-space: pre-line; background: #fff; border: 1px solid var(--line); border-radius: 16px; }
.draft-badge { width: max-content; padding: 7px 11px; color: #8a4b00; background: #fff2dc; border-radius: 99px; font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.info-header-navigation { display: flex; align-items: center; gap: 28px; font-size: 14px; font-weight: 700; }
.info-header-navigation > a { text-decoration: none; }

@media (max-width: 900px) {
  .main-navigation { gap: 25px; }
  .comparison-card-header { flex-direction: column; gap: 14px; }
  .comparison-price-block { text-align: left; }
  .hero { grid-template-columns: 1fr; min-height: 0; padding-top: 62px; text-align: center; }
  .hero-copy { display: flex; flex-direction: column; align-items: center; }
  h1 { font-size: 55px; }
  .hero-intro { max-width: 600px; }
  .hero-visual { width: min(650px, 100%); margin-inline: auto; }
  .hero-features { justify-content: center; }
  .proof-inner { min-height: 168px; flex-direction: column; justify-content: center; }
  .proof-inner > p { text-align: center; }
  .benefits-grid, .faq-grid { grid-template-columns: 1fr; gap: 50px; }
  .benefits-copy { max-width: 600px; }
  .final-cta { padding-inline: 44px; }
  .final-cta h2 { font-size: 43px; }
  .footer-brand { gap: 15px; }
  .info-layout { grid-template-columns: 1fr; gap: 45px; }
  .info-aside { position: static; }
}

@media (max-width: 760px) and (min-width: 601px) {
  .shell { width: calc(100% - 30px); }
  .main-navigation { gap: 14px; font-size: 13px; }
  .nav-cta { padding-inline: 12px !important; }
  .hero-features { gap: 15px; }
  .proof-inner ul { gap: 22px; }
  .step-card { padding: 25px 20px; }
  .footer-brand p { display: none; }
}

@media (max-width: 767px) {
  .header-logo img { width: 142px; }
  .footer-logo img { width: 142px; }
}

@media (max-width: 600px) {
  html { scroll-padding-top: 78px; }
  .shell { width: calc(100% - 28px); }
  .site-header { height: 71px; }
  .menu-button { display: block; }
  .menu-button[aria-expanded="true"] span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .menu-button[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .menu-button[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .main-navigation { position: absolute; top: 71px; left: 0; right: 0; display: flex; flex-direction: column; align-items: stretch; gap: 5px; padding: 18px 20px 24px; background: var(--cream); border-bottom: 1px solid var(--line); box-shadow: 0 15px 30px rgba(16,38,75,.1); visibility: hidden; opacity: 0; transform: translateY(-10px); pointer-events: none; }
  .main-navigation.is-open { visibility: visible; opacity: 1; transform: translateY(0); pointer-events: auto; }
  .main-navigation > a { min-height: 46px; display: flex; align-items: center; padding-inline: 8px; }
  .nav-cta { justify-content: center; }
  .hero { gap: 22px; padding-block: 51px 54px; }
  .hero-copy { width: 100%; min-width: 0; }
  .eyebrow { justify-content: center; width: 100%; padding-inline: 8px; font-size: 11px; }
  h1 { width: 100%; margin-block: 20px 23px; font-size: clamp(46px, 12.8vw, 50px); line-height: .98; }
  .hero-intro { font-size: 16px; line-height: 1.75; }
  .offer-note { justify-content: center; max-width: 320px; margin-top: 16px; }
  .hero-actions { width: 100%; flex-direction: column; gap: 8px; margin-top: 24px; }
  .hero-actions .primary-button { width: 100%; }
  .hero-features { flex-direction: column; align-items: flex-start; gap: 14px; margin-top: 28px; }
  .hero-visual { width: 100%; height: 420px; margin-top: 18px; overflow: clip; }
  .analysis-card { width: 100%; padding: 18px; }
  .card-top { padding-bottom: 18px; }
  .saving { display: none; }
  .card-top { grid-template-columns: auto 1fr; }
  .cost-comparison { padding-block: 15px; }
  .bar-row { grid-template-columns: 63px 1fr 52px; gap: 8px; }
  .metrics { grid-template-columns: 1fr; gap: 9px; padding-top: 14px; }
  .metrics div { padding-bottom: 6px; border-bottom: 1px solid #e7e7e7; }
  .risk-card { right: 0; bottom: 0; }
  .proof-inner { min-height: 246px; gap: 25px; }
  .proof-inner ul { flex-direction: column; gap: 14px; }
  .section { padding-block: 78px; }
  .section-heading { margin-bottom: 42px; }
  h2 { font-size: 42px; }
  .steps-grid, .benefit-cards { grid-template-columns: 1fr; }
  .step-card { min-height: 220px; }
  .comparison-section { padding-bottom: 78px; }
  .comparison-grid { grid-template-columns: 1fr; }
  .comparison-card { padding: 25px 22px; }
  .comparison-card-header { gap: 16px; }
  .comparison-price { font-size: 18px; }
  .comparison-action { align-items: stretch; }
  .comparison-action .primary-button { width: 100%; }
  .benefits-section { padding-block: 78px; }
  .benefits-grid { gap: 45px; }
  .faq-section { padding-block: 78px; }
  .faq-grid { gap: 38px; }
  .faq-group + .faq-group { margin-top: 24px; }
  .faq-group-title { padding-top: 15px; line-height: 1.5; }
  .faq-item button { font-size: 16px; }
  .faq-item [role="region"] { padding-right: 24px; }
  .final-cta { min-height: 391px; flex-direction: column; align-items: stretch; justify-content: center; gap: 25px; margin-bottom: 60px; padding: 42px 26px; text-align: center; }
  .final-cta h2 { font-size: 40px; }
  .final-cta .primary-button { width: 100%; }
  .footer-inner { min-height: 189px; flex-direction: column; justify-content: center; text-align: center; }
  .footer-brand { flex-direction: column; gap: 8px; }
  .site-footer nav { gap: 20px; }
  .site-footer nav { flex-wrap: wrap; justify-content: center; }
  .info-header-navigation > a:first-child { display: none; }
  .info-header-navigation .nav-cta { min-height: 44px; padding: 9px 12px !important; font-size: 12px; }
  .info-main { padding-block: 52px 76px; }
  .info-hero { margin-bottom: 38px; }
  .info-hero h1 { font-size: 48px; }
  .info-hero > p:last-child { font-size: 16px; }
  .info-content section { padding-block: 26px; }
  .info-content h2 { font-size: 30px; }
  .contact-cards { grid-template-columns: 1fr; }
  .info-aside, .contact-card, .withdrawal-form { padding: 20px; }
}

@media (max-width: 420px) {
  .header-logo img { width: 126px; }
  .footer-logo img { width: 126px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}